According to the Environmental Protection Agency (EPA), more than one in five U.S. households relies on some sort of septic system. A septic system is a self-contained, underground wastewater treatment system that carries wastewater from the structure and deposits it in a septic tank. A septic system includes a(n): SewerSeptic tankDistribution boxAbsorption field or seepage pitUnderstanding System...
ABSESTOS Asbestos is a naturally occurring material that was once widely used in building materials, because it’s fire-resistant and has some insulating properties. It was a component of thousands of building materials that were used in construction of residential structures. Because it’s also relatively inexpensive, asbestos insulation, siding, and roofing were very popular for residences and...
Anoka County Radon Info from the Van Mill Real Estate Group Radon gas is a colorless , odorless, radioactive gas that’s released when uranium decays. It can end up in soil and well water. It’s not a problem walking around outside, because it’s released into the atmosphere. But when it enters a home, which is closed up for the most part, it can cause health problems. The gas breaks down into...
Minnesota the Van Mill Real Estate Group Even in hot, dry climates, homeowners aren’t immune to mold issues. For instance, mold can develop because of: Too Hot for Mold? FloodingSewage backupLeaks (plumbing, roof)Damp crawl spaces or basementsPoorly ventilated dryers Toxic Black Mold Exposure to black mold, or Stachybotrys chartarum, can cause respiratory distress, eye and mucus...
When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important. What Are Closing Costs? According...
VA Loans VA helps Service members, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA...
The USDA loan program that we have been using in 2021 is the USDA 502 guaranteed loan. I want to do a refresher reminder about what the USDA loan is some of the benefits and the requirements the pros and cons and see if it's a great home loan for you when you're trying to buy your home so the USDA loan is the united states department of agriculture now it's not a farm loan. There are farm loans that...